Selling Your Home Through a Short Sale Now Could Save You $500,000 Over the Next 30 Years

Posted by webmaster on Jan 27, 2012 in Short Sale Arizona - Phoenix - Queen Creek | 0 comments

Like many families, particularly in San Diego were we live, we've watched our equity slip away over the last 2 years. Thousands of homes are over $200,000 upside down, and with the change in economy mortgage payments become unaffordable. What to do??

A loan modification is attractive for many people because of the emotion attachment to the house and the financial saving of reduced mortgage payments that can be obtained with a loan mod. But it still locks you in a negative equity position for years to come.

What if I told you that financially it will cost you about a half a million dollars just to hold that home instead of selling it through a short sale?

For Example:

For more videos on short sales check out Kevin and Fred on the Short Sale Power Hour. Video for Short Sale Specialists.

Are You Worried About Tax Ramifications With Your Short Sale?

Posted by webmaster on Jan 25, 2012 in Uncategorized | 0 comments

Hi, my name is Kevin Kauffman. I am part of Group 46:10, one of the nation's leading short sale and real estate teams based right here in Maricopa. Are you struggling to make your mortgage payments or are tired of being underwater on your mortgage? We at Group 46:10 can provide you with various options to alleviate some of these issues. As one of the best short sale teams in the nation, we have closed over 500 short sales in the last 4 years and have a completion rate of over 90%.

I'm here today to talk to you a little bit about short sales and tax ramifications. One of the concerns that we hear quite often from potential clients is that they want to short sell their home, but are concerned about the taxes they will have to pay after the sale. Maybe you've heard from other people that have done short sales that there were some tax liabilities and would like to find out more.

The Mortgage Debt Relief Forgiveness Act, which expires at the end of this year, allows homeowners, such as yourself, to not pay taxes on the forgiven amount if the property is their primary residence and the selling price is less than $2.5million. If you are thinking about short selling your house, you need to act quickly because the transaction would need to be completed by the end of 2012 in order to qualify for The Mortgage Debt Relief Forgiveness Act.

Please call us or fill out the form on our website, group4610shortsale.com, to find out more about this act or if you have questions about your specific situation. If you do not qualify for this act, don't let that keep you from short selling your propety. We have a few other ways to avoid paying taxes as well. A qualified short sale specialist, such as myself and my business partner Fred, can discuss those different options with you.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Watch Kevin and Fred, Short Sale Specialists, on the Short Sale Power Hour. Video for Short Sale Specialists.

Get a Loan Modification – Avoid Foreclosure by Modifying Your Mortgage Now!

Posted by webmaster on Jan 25, 2012 in Foreclosure | 0 comments

Are you behind on your mortgage or are you facing foreclosure? Does it scare you that you might not have a place to live for very much longer and you might have to find a place that is not what you are used to? There are ways to save your home and avoid foreclosure if you know what you are doing and what to look for. Here are some tips to help you get loan modification to save your home.

First, you need to know what this is and what you can do to use this type of modification to save your home. You have to meet a few requirements that are pretty easy to meet. Your mortgage, taxes, insurance, and any homeowner dues have to be more than 31% of your gross monthly income combined. This is necessary for you to qualify and you also must be in some sort of financial hardship.

Second, when you get loan modification you are actually getting a new loan with a lower payment and rate that will help you make sure you can make your payments without any issue. This is important and they use your current income and budget to help make sure you will be able to handle your new payment without any issues. This will help you save your home and get back to current. This is why you need to get loan modification on your home.

Last, when you are considering modifying your mortgage you can get a free consultation, which is important because some companies want to charge you thousands just for a consultation. You can actually get it done right online for free. You just fill out a simple little form about yourself and your current mortgage. Then, they will call you the next day or within a couple days to discuss with you what they can do to help you keep your home.

Click Here to discover exactly how to Save your Home from Foreclosure by Modifying your Mortgage!

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Watch Kevin Kauffman and Fred Weaver of Group 46:10, Short Sale Specialists, on the daily Short Sale Power Hour.

What Are Your Short Sale Options?

Posted by webmaster on Jan 24, 2012 in Uncategorized | 0 comments

Hi, are you contemplating a short sale however you are not fairly sure of what your choices are? Well, my name is Kevin Kauffman and I'm a part of Group 46:10, Maricopa's premiere short sale crew and Maricopa's premiere short sale team. I'm right here to inform you that you just do have choices and I would love to talk to you about them. My crew and I've closed over 500 short sales in the last four years. We're right here that can assist you so if you happen to need any assistance, whether you've gotten an FHA loan or possibly you have got a VA mortgage, we can help. Possibly you are not sure because there are totally different rules around FHA and VA loans in comparison with loans with your typical credit union or with Bank of America or Wells Fargo.

Come to the specialists and get a free session with us. We would love to talk to you about what your options are. We've worked with every financial institution out there. We have worked with over 100 banks. We have dealt with Fannie Mae and Freddie Mac, and FHA and VA, and anyone and everybody in between and we know that we are able to help you.

So please give us a call today. You possibly can reach us at 480-449-6642. You can too fill out a form here on our website. If you happen to’re not on our website, you may visit us at Group4610shortsale.com. Here you will get your free short sale decision calculator results as well as request an in particular person meeting. We'd love to speak to you about your options and if a short sale is right for you, we would love to help you. Thanks quite a bit and have an excellent day.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.